e-skoloto
Your Financial Wellness Platform
Budget Smarter • Save More • Borrow Responsibly
Your Complete Financial Wellness Journey
Bank Statement Analysis
• Secure PDF upload & processing
• Automatic transaction categorization
• Income & expense analysis
• Financial health assessment
AI Financial Intelligence
• Spending pattern analysis
• Personalized financial analysis
• Risk assessment & recommendations
• Loan qualification insights
• Interactive AI chat assistant
Smart Budget Management
• AI-powered budget creation
• Real-time expense tracking
• Smart shopping price comparison
• Multi-retailer price analysis
• Savings optimization tips
🚀 Enterprise-Ready Fintech Platform
Production-grade AI financial intelligence with regulatory compliance framework
🔐 Your financial data is never stored or used to train AI models
Complete financial intelligence suite • No subscription required
Platform Preview
Dashboard & Analytics
AI Financial Assistant
AI Shopping Assistant
🏆 Professional AI Financial Intelligence Platform
How it Works
Sign Up/In
Google sign-in or manual. Access dashboard, loans, payments, profile & history
Upload Statement
3-month bank statement for AI analysis, insights & smart budget creation
AI Features
Chat with AI, smart shopping lists, retailer comparison, loan calculator
Apply for Loan
ID photo, selfie, KYC/NCA verification, select terms, e-sign, get paid
Manage & Improve
Track payments, settle early, build credit, improve financial health
Development Team
Sibusiso Nhlapo
Founder, CEO & Lead Developer
Former Nedbank Top Achiever | Full-Stack Developer | Built entire platform solo
🔗 LinkedIn Profile🚀 Solo Founder Tech Startup Model
Current: Lean development approach with full-stack ownership
Future: Team expansion planned post-NCA approval and initial funding round
Skills: Banking expertise + Full-stack development + AI implementation
🌐 Digital-Native Fintech Platform
Modern cloud infrastructure with AI-powered automation
Proud member of the Google for Startups Cloud Program
Serverless & scalable
Instant analysis
Responsive design
Immediate insights
